A number you can actually use01
Know what’s safe to spend.
MOX starts with your cash, then accounts for bills, debt, and the days until payday. The answer is explained—not dropped from a mysterious algorithm.
$642
safe until Friday
Money clarity, minus the shame spiral
Your money.
Less messy.
MOX connects the dots between your balance, bills, cards, and payday—so you know what you can spend without doing financial calculus in the grocery aisle.
No bank connection · No signup · Takes 90 seconds
MOXUpdated now
Safe to spend
$642
After bills, card payments, and the next 8 days.
How MOX got there−
Cash available$2,840
Bills before payday−$1,466
Card payment−$732
Still yours$642
BudgetAsk MOX
Balance without the panic ✦ Bills without the spreadsheet ✦ Answers without the judgment
What MOX actually does
One calm answer.
All the math behind it.
The leaks, found02
Catch the quiet money drains.
Subscriptions, repeating charges, and bills surface in one place. Keep what earns its spot. Cut what doesn’t. No spreadsheet archaeology required.
$184
recurring each month
Ask without feeling judged03
Get answers from your own money.
Ask MOX if dinner fits, why spending jumped, or what changed this month. Every financial claim links back to the transactions behind it.
12 days
of runway left
Built for real life
Buy it?
Ask first.
Try a purchase before it becomes a transaction. MOX shows the before and after: what stays safe, what gets tight, and which bill is doing the squeezing.
If you spend $86 tonight
Still on track. Barely dramatic.
Financial forecast: survivable
Progress worth sharing
Money wins.
Zero balance flexing.
MOX turns private progress into playful, privacy-safe cards: a spending streak, subscriptions found, or an overdraft avoided. Share the win—not your bank balance.
Money WrappedStress-free streaksInvite Club
Your money is personal. We act like it.
Connected.
Not creepy.
Read-only
MOX cannot move your money.
You choose
Connect only the accounts you want.
Disconnect anytime
Remove a bank and its stored data goes with it.
Built to explain
Tap the number. See where it came from.
Bank connections are provided by Plaid. MOX receives the financial data you authorize; it never receives your bank password. Read the plain-English privacy notice.
Your fake-money test drive is ready
See if MOX
gets you.
Explore the whole product with fictional accounts. No signup. No bank. No awkward commitment.